Sunday, March 02, 2008

Is there a doctor in the house?

Since we've been here almost a year, we decided maybe it was time to Rug Doctor the living room. There were strange smells that would seep up every time it rained and colors in the carpet that could have been anything from bike grease to bongwater to God only knows -- seeing as how the previous tenants would often pee on the front lawn and didn't have regular trash pickup. Notwithstanding the fact that drug dealers and hillbillies still live across the street, we may actually stay here now.

The water that was sucked up was (according to cousin/roommate) purple in color and full of grit ... eeeuw ....

Before













After

2 comments:

Mr. Bascomb said...

Hey, man...sorry to hear about this whole "accident" mess.

I have to admit that I don't know diddly about bicycle law. I do know that the DMV requires liability insurance on any vehicle you have to register. But, it probably wouldn't make much sense with a bike since, unless it's another bike or a pedestrian you hit, you're not likely to do much damage to someone else.

From a somewhat inside-the-industry perspective I can tell you this. The industry actually does spend billions of dollars each year fighting fraud. It is considered a big deal. Unfortunately, you're falling victim to the law of diminishing return here. Even if the claims adjuster thinks the guy is full of shit; in this case it's just cheaper for the company to pony up the $1500 or two grand than to incur the cost of proving he's a lying scumbag...which obviously he is. Companies don't mind paying for justice as long as they don't end up losing money in the end...So, yes, sadly, Virginia, it is all about dollars and cents rather than about right and wrong. Not a slogan you're likely to see on their adds anytime soon though...

Also...It's my sneaking suspicion that the first rule that underwriters and adjusters are taught to follow when dealing with clients is: ALWAYS ASSUME THAT EVERYONE IS LYING ALL THE TIME ABOUT EVERYTHING!

Thank you for allowing us to take care of your insurance needs...And, Have A Nice Day!

li'l hateful said...

Dude, I knew it. I faxed over a copy of the Oregon Vehicle Code this morning just so's Geico guy knows it (814.410, it's your friend), but it's probably not going to go anywhere. I'm dumping those a-holes for Safeco anyway. Geez, I wish 21st Century had offices in Oregon. They were right nice to me once. I'm just sayin' if being a vehicle in a crosswalk makes you a pedestrian, then today she'sa me-a pedestrian too!